Mortgage Broker Spain

Do you want to start investing with the help of professionals?

Schedule a fre appointment with our team.

What is a mortgage broker
and how can they help you?

Hiring a mortgage broker is key to financing the purchase of an apartment.

As intermediaries, we connect you with the best options from different banks in Spain.

We analyze your needs to present you with the most advantageous offers on the market.

Our role is essential in negotiating the best terms for your loan.

Get the best terms for your mortgage without leaving your home.

Why do you need a mortgage broker in Spain?

1. SAVE TIME

The mortgage research, comparison, and application process can be overwhelming. Our mortgage broker takes care of all of this, saving you time and effort.

2. MORE MORTGAGES

Unlike banks, which only offer their own products, our broker can access a wide network of lenders, increasing the chances of finding a better interest rate or more favorable terms.

3. BETTER CONDITIONS

Our mortgage broker has experience negotiating with banks and other lenders, allowing them to secure better terms, such as lower interest rates, lower fees, or higher financing percentages.

Talk to our Mortgage Broker

Learn firsthand how our Mortgage Broker service can transform your financial future.

Schedule a free appointment with our team.

Meet your team of Mortgage Brokers

Founder and real estate consultant

He is responsible for leading the team of personal shoppers, opening new markets, and ensuring that our clients make profitable investments in areas with the greatest potential for future appreciation.

broker hipotecario javier aragay

Financial advisor and mortgage broker

He is responsible for leading the mortgage broker team and managing relationships with banks to secure the best mortgages for our clients.

How do our Mortgage Brokers work?

Our comprehensive Mortgage Broker service is divided into 4 phases:

Interview

We learn about the client's needs and motivations through a personal interview.

Signing of contract

Once the client's needs have been defined, a service contract is signed, describing the characteristics of the search, the contracted services, and the final cost of the services.

Search and visits

Once the contract is signed, we search for mortgages and consult with banks that can offer the best terms.

Negotiation

Once the feasibility of the loan has been confirmed with several banks, the process of negotiating terms begins. Once an agreement is reached, documentation is prepared for the mortgage signing.

Our team of brokers offers you a safe path to your mortgage.

At IEI, we’re dedicated to securing the best terms for your loan, navigating the financial market with expert knowledge.

Get exceptional results with our team of mortgage brokers

Mejora tu hipoteca

Better mortgages

Don't settle for your current mortgage; small improvements can save you thousands of euros in the long run.

70% Financing

We provide maximum financing for the purchase of your first home.

Rented properties

We obtain mortgages for properties you already rent, increasing their profitability.

Non-residents

If you live outside of Spain and want to buy or invest, we'll take care of everything.

For investors

We look for the best financing options to maximize the return on your investment.

Complex cases

We specialize in resolving the most difficult situations, from multiple mortgages to debt consolidation.

We get you the best mortgage

Contact us for a free consultation and discover how we can help you get the best mortgage for your real estate investment. Get the mortgage terms you deserve.

Schedule a free appointment with our team.

Frequently Asked Questions

Mortgage Brokers

Does the mortgage broker charge any fees?

Yes, our fees are fixed and are always offset by the savings we achieve by negotiating better interest rates or terms.

Although our brokers charge a fee for their services, it can be more economical in the long run, as they obtain better mortgage terms than those offered directly by banks.

If you’ve made it this far, you’re probably wondering what our fees and the price of our mortgage broker service are.

This comprehensive and 100% delegable service, so you can get the best mortgage remotely without having to worry about a thing, costs €3,000 in total, payable in two installments:

  1. Provision of Funds: €1,000, which is paid after the service contract is signed.
  2. Success fee: €2,000 paid after the mortgage is signed.

Our brokers have access to a wide variety of mortgage products, including fixed-rate mortgages, variable-rate mortgages, and mixed-rate mortgages, as well as products designed for people with special credit situations.

The main difference between working with a mortgage broker and going directly to a bank lies in the broker’s independence.

While a bank can only offer its own financial products, our broker works with multiple entities and can present a wider range of options. This allows the client to compare more alternatives and choose the one that best suits their financial and personal situation.

Banks often have stricter criteria for approving loans and offer little flexibility in negotiation.

Our broker, on the other hand, is familiar with the offerings of different entities and can find solutions even for those clients with more complicated situations, such as credit problems or irregular income.